Mahila Samridhi Yojna (MSY)

  • Loans under Mahila Samridhi Yojana (MSY) are provided  through State Channelizing Agencies (SCAs), Regional Rural Banks (RRBs) and  Nationalized Banks to the target group.
  • Loan under this scheme  is provided to Safai Karamchari and Scavenger and their dependants for projects with a maximum project cost up to Rs.1,00,000/- for small and petty trade/business and sundry income generating activities.
  • Loan under the scheme is provided upto 90% and balance 10% provided by the State Channelizing Agencies ( SCAs ) in the form of loan, subsidy or from any other available source of funds.
Interest Rate
Maximum Limit Interest Chargeable from
  SCA Beneficiary
Upto Rs.1,00,000/- per beneficiary / unit 2% p.a. 6% p.a.


Repayment period: 3 years after implementation period of 4 months & moratorium period of 6 months (in case of municipality no moratorium period).