Loan Schemes
| SL. NO. | NAME OF THE SCHEME | MAXIMUM LIMIT | RATE OF INTEREST | REPAYMENT PERIOD | ||
|---|---|---|---|---|---|---|
| SCAs | Beneficiaries | |||||
| 1. | Mahila Samridhi Yojana (MSY) | Upto Rs.1.00 Lac | 2% p.a. | 6% p.a. | 3 years* | |
| 2 | Mahila Adhikarita Yogana (MAY) | Upto Rs.2.00 Lac | 3% p.a. | 7% p.a. | 5 years * | |
| 3 | Micro Credit Finance (MCF) | Upto Rs.1.00 Lac | 3% p.a. | 7% p.a. | 3 years* | |
| 4 | General Term Loan (GTL) | Upto Rs.10.00 lacs | 4% p.a. | 8% p.a. |
10 years*
|
|
| Above Rs.10.00 Lac & upto Rs.15.00 lac | 4.5% p.a. | 9% p.a. | ||||
| 5 |
Education loan (EL) |
Upto Rs.10 lacs |
2% p.a. |
6% p.a. (0.5% rebate for women) |
5 years after co-termination of course with moratorium period of one year. | |
| Upto Rs.20.00 lacs (For study in abroad) | 3% p.a. |
7% p.a. (0.5% rebate for women) |
||||
| 6 | Scheme for “Pay and use” community toilets | Upto Rs.25.00 lacs | 4% p.a. | 8% | 10 years** | |
| 7 | Sanitary Marts Scheme | Upto Rs. 15.00 lacs | 3% p.a. | 7% p.a. @ | 10 years* | |
| 8 | Green Business Scheme | Upto Rs.7.50 lacs | 3% p.a | 6% p.a | 10 years*** | |
| Above Rs.7.50 lacs & upto Rs.15.00 lacs | 4% p.a. | 7% p.a. | ||||
| Above Rs.15.00 lacs & upto Rs.30.00 lacs | 4% p.a. | 8% p.a. | ||||
| 9 | Swachhta Udyami Yojana (SUY) (Scheme for procurement of sanitation related equipments/ vehicles) | |||||
| a) | Individual/SHG/ JRG/Cooperative | Rs.15.00 lacs (Individual | 3% p.a. | 6% p.a. @ |
7 years*
|
|
| Rs.50.00 lacs(SHG/JRG/ Cooperative) | ||||||
| b) | Private agencies/ contractors engaged by the Urban Local Bodies | 4% p.a. | 8% p.a. (1% rebate for timely repayment) |
7 years* | ||
| c) | Municipal Corporation / Jal Boards / Public Health & Engineering Departments/ Cantonment Boards / Railways etc. | Gap funding for various sanitation activities like Municipal Solid Waste Management, Construction of Pay & Use Community/ Public Toilets, Waste to Compost Units, Waste Collection & Segregation units | NA |
7% p.a. (1% rebate for timely repayment) |
7 years* | |
| For procurement of sanitation related equipments/vehicles costing maximum upto Rs. 50Lakhs per unit. | ||||||
*After implementation period of 120 days and moratorium of 180 days.
** After implementation period of 180 days and moratorium of 180 days.
*** Including a moratorium period of 180 days.
# After implementation period of 90 days and moratorium of 90 days.
@1% rebate for women beneficiaries and 0.5% rebate for timely repayment.
