Schemes & Programmes
|
SL. NO. |
NAME OF THE SCHEME |
MAXIMUM LIMIT |
RATE OF INTEREST |
REPAYMENT PERIOD |
||
|---|---|---|---|---|---|---|
| SCAs | Beneficiaries | |||||
|
1. |
Mahila Samridhi Yojana (MSY) |
Upto Rs.1.00 Lac |
1% p.a. |
4% p.a. |
3 years* |
|
|
2 |
Mahila Adhikarita Yogana (MAY) |
Upto Rs.2.00 Lac |
2% p.a. |
5% p.a. |
5 years * |
|
|
3 |
Micro Credit Finance (MCF) |
Upto Rs.1.00 Lac |
2% p.a. |
5% p.a. |
3 years* |
|
|
4 |
General Term Loan (GTL) |
Upto Rs.15.00 lacs |
3% p.a. |
6% p.a. |
10 years* |
|
|
5 |
Education loan (EL) -For study in India -For study abroad |
Upto Rs.10 lacs Upto Rs.20 lacs |
1% p.a. |
4% p.a.# |
5 years after co-termination of course with moratorium period of one year. |
|
|
6 |
Swachhta Udyami Yojana – “Swachhta se Sampannta Ki Aur” |
|||||
|
a) |
Scheme for “Pay and use” community toilets |
Upto Rs.25.00 lacs |
2% p.a. |
4% |
10 years** |
|
|
b) |
Scheme for procurement of sanitation related vehicles |
Upto Rs.50.00 lacs (Municipal Corporation/Jal Board, Public Health & Engineering Dep., Cantonment Boards and SHG/JRG/Cooperativeetc.) Upto Rs. 10.00 lacs for individual. |
-
2% p.a. |
4% |
10 years * |
|
|
7 |
Sanitary Marts Scheme |
Upto Rs. 15.00 lacs |
2% p.a. |
4%@ |
10 years* |
|
|
8 |
Green Business Scheme |
Upto Rs. 2.00 lac |
2% p.a. *(1% Rebate from NSKFDC share of interest in case of Female Beneficiaries.) |
4% p.a. |
6 years*** |
|
| 9 | Vocational Education and Training Loan Scheme | Upto Rs. 4.00 lac | 1% p.a. | 4% p.a.# | 7 years * | |
#0.5% rebate for female beneficiaries.
*After implementation period of 4 months and moratorium of 6 months (in case of municipality no moratorium period).
** After implementation period of 6 months and moratorium of 6 months
*** Including a moratorium period of 6 months
@1% rebate for women beneficiaries and 0.5% rebate for timely repayment.
B. NON-LOAN BASED SCHEMES
|
1. |
Skill Development Training Programme |
100% in the form of grant including stipend of Rs.1500 per month/per candidate. |
|
2. |
Job Fair |
Reimbursement of expenditure for holding job fairs upto Rs. 50000/- per job fair. |
|
3. |
Awareness programme |
Reimbursement of expenditure for organizing awareness programme upto Rs. 30000/- per awareness programme. |
|
4. |
Workshops |
Reimbursement of expenditure upto Rs. 25000 per workshop. |
