Schemes & Programmes
|
SL. NO. |
NAME OF THE SCHEME |
MAXIMUM LIMIT |
RATE OF INTEREST |
REPAYMENT PERIOD |
||
|---|---|---|---|---|---|---|
| SCAs | Beneficiaries | |||||
|
1. |
Mahila Samridhi Yojana (MSY) |
Upto Rs.1.00 Lac |
2% p.a. |
6% p.a. |
3 years* |
|
|
2 |
Mahila Adhikarita Yogana (MAY) |
Upto Rs.2.00 Lac |
3% p.a. |
7% p.a. |
5 years * |
|
|
3 |
Micro Credit Finance (MCF) |
Upto Rs.1.00 Lac |
3% p.a. |
7% p.a. |
3 years* |
|
|
4 |
General Term Loan (GTL) |
Upto Rs.10.00 lacs |
4% p.a. |
8% p.a. |
10 years* |
|
| Above Rs.10.00 Lac & upto Rs.15.00 lac | 4.5% p.a. | 9% p.a. | ||||
|
5 |
Education loan (EL) [The interest on Education Loan (for study in India) is reimbursable under the scheme of the Ministry of Education, Govt. of India to the beneficiaries whose family annual income is upto Rs.4.50 lac per annum] |
Upto Rs.10 lacs
|
2% p.a. |
6% p.a. (0.5% rebate for women) |
5 years after co-termination of course with moratorium period of one year. |
|
| Upto Rs.20.00 lacs (For study in abroad) | 3% p.a. |
7% p.a. (0.5% rebate for women) |
||||
| 6 | Scheme for “Pay and use” community toilets | Upto Rs.25.00 lacs | 4% p.a. | 8% | 10 years** | |
|
7 |
Sanitary Marts Scheme |
Upto Rs. 15.00 lacs |
3% p.a. |
7% p.a. @ |
10 years* |
|
|
8 |
Green Business Scheme |
Upto Rs.7.50 lacs |
3% p.a | 6% p.a |
10 years*** |
|
| Above Rs.7.50 lacs & upto Rs.15.00 lacs | 4% p.a. | 7% p.a. | ||||
| Above Rs.15.00 lacs & upto Rs.30.00 lacs | 4% p.a. | 8% p.a. | ||||
| 9 |
Swachhta Udyami Yojana (SUY) (Scheme for procurement of sanitation related equipments/ vehicles) |
|||||
|
a) |
Individual/SHG/ JRG/Cooperative |
Rs.15.00 lacs (Individual |
3% p.a. |
6% p.a. @ |
7 years* |
|
|
Rs.50.00 lacs(SHG/JRG/ Cooperative) |
||||||
| b) | Private agencies/ contractors engaged by the Urban Local Bodies | 4% p.a. | 8% p.a. (1% rebate for timely repayment) |
7 years* | ||
|
c) |
Municipal Corporation / Jal Boards / Public Health & Engineering Departments/ Cantonment Boards / Railways etc. |
Gap funding for various sanitation activities like Municipal Solid Waste Management, Construction of Pay & Use Community/ Public Toilets, Waste to Compost Units, Waste Collection & Segregation units |
NA |
7% p.a. (1% rebate for timely repayment)
|
7 years* |
|
| For procurement of sanitation related equipments/vehicles costing maximum upto Rs. 50Lakhs per unit. | ||||||
*After implementation period of 120 days and moratorium of 180 days.
** After implementation period of 180 days and moratorium of 180 days.
*** Including a moratorium period of 180 days.
# After implementation period of 90 days and moratorium of 90 days.
@1% rebate for women beneficiaries and 0.5% rebate for timely repayment.
B. NON-LOAN BASED SCHEMES
|
1. |
Skill Development Training Programme |
100% in the form of grant including stipend of Rs.1500 per month/per candidate. |
|
2. |
Job Fair |
Reimbursement of expenditure for holding job fairs upto Rs. 50000/- per job fair. |
|
3. |
Awareness programme |
Reimbursement of expenditure for organizing awareness programme upto Rs. 30000/- per awareness programme. |
|
4. |
Workshops |
Reimbursement of expenditure upto Rs. 25000 per workshop. |
