Shri Ajay Kumar, S/o Shri Raja Ram, age 39 years is a resident of Takiya Railway Gomti, Sasaram, District Rohtas, Bihar and is 8^th pass. His late father was retired as as a Safai Karamchari from a Govt. Sadar Hospital Sasaram, Bihar. His mother is presently working as a Safai Karamchari in a Govt. Sadar Hospital Sasaram, Bihar. Shri Ajay Kumar before availing the benefits of the schemes of NSKFDC was unemployed. He came to know about the loan scheme of NSKFDC through an Awareness Camp. He had taken the loan of Rs.30,000/- on 10.12.2009 for Stationery Shop from Bihar State Scheduled Castes Co-operative Development Corporation. After availing the loan of NSKFDC, his monthly income is about Rs.5,000/- per month. The demand of stationery items in his locality is more and he is not having sufficient working capital to meet the demand. In this regard, the District Manager was advised to forward his application for second time loan to the Headquarter of the SCA since he has fully repaid his previous loan and the beneficiary is ready to provide adequate surety of the Govt. servant for taking loan upto Rs.2.00 lac. He is having 2 children, one is studying in 4^th standard and other is in 2^nd standard. Now, he is living in a good pakka house. His family has been able to improve the standard of living and living happily. He is a successful beneficiary who has availed loan under NSKFDC schemes.