Schemes & Programmes

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SL. NO.

NAME OF THE SCHEME

MAXIMUM LIMIT

RATE OF INTEREST

REPAYMENT PERIOD

SCAs Beneficiaries

1.

Mahila Samridhi Yojana (MSY)

Upto Rs.60000

1% p.a.

4% p.a.

3 years*

2

Mahila Adhikarita Yogana (MAY)

Upto Rs.100000

2% p.a.

5% p.a.

5 years *

3

Micro Credit Finance (MCF)

Upto  Rs. 60000

2% p.a.

5% p.a.

3 years*

4

General Term Loan (GTL)

Upto Rs.15 lacs

3% p.a.

6% p.a.

10 years*

5

Education loan (EL)

-For study in India

-For study abroad

 

Upto Rs.10 lacs

Upto Rs.20 lacs

1% p.a.

4% p.a.#

5 years after co-termination of course with moratorium period of one year.

6

Swachhta Udyami Yojana – “Swachhta se Sampannta Ki Aur”

a)

Scheme for “Pay and use” community toilets

Upto Rs.25 lacs

-

4%@

10 years**

b)

Scheme for procurement of sanitation related vehicles

Upto Rs.15 lacs (For Individual)

Upto Rs. 40.00 lacs

(SHG/JRG/Cooperative)

-

 

1%

4%@

10 years *

7

Sanitary Marts Scheme

Upto Rs. 15 lacs

-

4%@

10 years*

8

Green Business Scheme

Upto Rs. 2 lac

2% p.a.

*(1% Rebate from NSKFDC share of interest in case of Female Beneficiaries.) 

4% p.a.

6 years***

 

#0.5% rebate for female beneficiaries.

*After implementation period of 4 months and moratorium of 6 months (in case of municipality no moratorium period).


** After implementation period of 6 months and moratorium of 6 months

*** Including a moratorium period of 6 months

@1% rebate for women beneficiaries and 0.5% rebate for timely repayment.

B.  NON-LOAN BASED SCHEMES

1.

Skill Development Training Programme

100% in the form of grant including stipend of Rs.1500 per month/per candidate. 

2.

Job Fair

Reimbursement of   expenditure   for   holding   job  fairs  upto Rs. 50000/- per job fair.

3.

Awareness programme

Reimbursement of expenditure for organizing awareness programme upto Rs. 30000/- per awareness programme.

4.

Workshops

Reimbursement of expenditure upto Rs. 25000 per workshop.