Sanitation Workers Rehabilitation Scheme (SWRS)

  • Under this Scheme, Term Loans are provided  through State Channelizing Agencies (SCAs), Regional Rural Banks (RRBs) and  Nationalized Banks to the target group.
  • Loan under this scheme is provided to  the target group who are presently doing sewerage/drainage work in unhygienic working conditions to do the cleaning  work mechanically instead of manually for  the project with a maximum project cost upto Rs.15.00 lac per unit for purchase of various sanitation based equipments like Vacuum Loader, Garbage Disposal Vehicles, Suction Machine and Pay & Use Toilet for doing sewerage/cleaning work mechanically & other sanitation related income generating activities etc.
  •  Loan component from NSKFDC can be provided up to maximum of 90% of the unit cost and the remaining 10% is to be provided by the State Channelizing Agencies in the form of loan, subsidy or from any  other available sources of funds.    

 

Interest Rate
Maximum Limit Interest Chargeable from
  SCA Beneficiary
Upto Rs. 15.00 Lac 3% p.a. 6% p.a.

 
Repayment period: Upto 10 years after implementation period of 3 months and moratorium period of 6 months depending on the viability/profitbility and repaying capacity of the unit.