Sanitation Workers Rehabilitation Scheme (SWRS)

Under this scheme, term loans are extended through State Channelizing Agencies (SCAs)/RRBs and National Banks to the target group who are presently doing sewerage/drainage work in unhygienic working conditions to do the clean work mechanically instead of manually.
The percentage of promoter’s contribution insisted by NSKFDC from the beneficiaries 5%.
Under this scheme, maximum term loan upto 90% of the project cost of Rs.15.00 lac per unit is provided for purchasing of various sanitation based equipments like Vacuum Loader, Garbage Disposal Vehicles, Suction Machine for doing sewerage/cleaning work mechanically & other sanitation related income generating activities etc.

Interest Rate:
Maximum Unit Cost Interest Chargeable from
  SCA Beneficiary
Upto Rs. 15.00 Lac 3% p.a. 6% p.a.

Repayment period: upto10 years after moratorium of 6 months and implementation period of 3 months from the date of disbursement of loan.